
Herman
Thordsen is the principal and senior attorney of the firm. The firm is counsel
to Central Coast Chapter (California Association of Mortgage Brokers), Central
Valley Chapter (California Association of Mortgage Brokers), Inland Empire
Chapter (California Association of Mortgage Brokers), North Bay Chapter
(California Association of Mortgage Brokers), South County San Diego Chapter
(California Association of Mortgage Brokers), North County San Diego Chapter
(California Association of Mortgage Brokers), San Francisco Peninsula Chapter
(California Association of Mortgage Brokers), Silicon Valley Chapter
(California Association of Mortgage Brokers) and South Los Angeles Chapter
(California Association of Mortgage Brokers.
Mr.
Thordsen is a CUM LAUDE graduate of Loyola
School of Law. For over three decades, MARTINDALE-HUBBELL,
the world's most widely recognized attorney information and rating service, has
rated Mr. Thordsen as "AV" (the highest rating conferred) because of
his "Very High to Preeminent Legal Ability" and "Very High
General Ethical Standards."
Herman
Thordsen is admitted to practice before the United States Supreme Court, the
United States Ninth Circuit Court of Appeals, United States Tax Court, United
States Custom Court, United States Court of Claims, United States District
Courts for the Northern, Eastern, Central and Southern Districts of
California, and the California Supreme Court and all California Courts.
In
the past, Mr. Thordsen has been a member of the California Department of Real
Estate Solicitation Task Force Committee and the California Department of Motor
Vehicles Anti-Fraud Task Force. He has been an Arbitrator with the
American Arbitration Association and serves as an Arbitrator in the Fee Dispute
program of the Orange County Bar Association . He assists the Public Law Center of Santa Ana as a
volunteer attorney.
He is an active member
of:
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California State
Bar Association |
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Orange County Bar
Association |
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Orange County
Trial Lawyers Association. |
Mr.
Thordsen is a syndicated columnist on mortgage compliance laws, regulations and
cases in the Broker Universe, a division of Thomson
Media as well as publishing monthly columns for several trade groups. He
publishes the Mortgage e-Alert© for California Mortgage Brokers and Lenders and
the Federal Mortgage e-Alert© for National Mortgage Brokers and Lenders. He has
published articles for the Los Angeles Daily Journal on Truth-in-Lending, Mortgage
Originator (a national magazine), Mortgage Matters (the state
magazine for the California Association of Mortgage Brokers). The articles
published cover a range of topics involving laws, cases and regulations as
interpreted by State and Federal Courts, California Department of Corporations,
Nevada Mortgage Lending Division, Colorado, Oregon and other States, United
States Department of Housing and Urban Development (HUD) including issues on
RESPA, TILA, Reg Z, and criminal indictments for mortgage loan fraud. The firm
represents those charged with mortgage loan fraud in federal courts.
Mr. Thordsen is a
frequent guest speaker before trade associations and colleges on:
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Safeguarding Borrower privacy to avoid being fined
$100,000 by the FTC |
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Do Not Call List
and Privacy Laws (Federal and State) |
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Mortgage Loan
Fraud |
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Self-audits for
compliance with HUD/FHA, HUD/RESPA, DRE, CFL , RMLA and MLD Laws and
Regulations |
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Surviving a
HUD/FHA,
DRE, CFL, RMLA or MLD audit |
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Truth-in-Lending |
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RESPA |
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Independent
Contractor Status in the Mortgage Industry |
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Audits by the
Employment Development Department and the Internal Revenue Service |
| How to avoid Lender Buy Back Demands without breaching your contract with the lender. | |
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Obtaining
Multi-State Mortgage Licenses |
He has been invited to speak before various trade associations on mortgage loan fraud, and has received certificates of commendation from the United States Congress and the California State Assembly. The firm represents many mortgage brokers in California and nationwide.
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Number of visits since January 15, 1999:
Last Updated 09/09/2007
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